Debt Management
The Company & Who We Serve
The company is the leading provider of debt management services that include:
Debt Dispute & Resolution (Most Popular): Provides individualized solutions from legal experts with an average debt reduction/elimination of 40-60%, including tradeline removal from credit reports. Provides immediate legal representation and full legal protection, stops creditor harassment, has low credit impact, and the entire process takes 24-36 months (compared with the 7+ and 10 years for debt settlement and bankruptcy, respectively).
Debt Settlement: Negotiates with creditors to reduce the total amount owed for a faster path to financial freedom.
Debt Consolidation: Combines multiple debts into one manageable payment to simplify financial management and reduce stress.
Bankruptcy Alternatives: Explores viable solutions to safeguard assets and credit standing while addressing debt concerns.
Services are provided to individuals in need of debt assistance as well as employers, employee benefit brokers/administrators, PEOs, membership organizations, and businesses whose clients need help with personal debt. Individuals receive a fully confidential, complimentary, no-obligation consultation to explore their debt options.
Current clients include major corporations and national benefit brokers. There is NO COST for businesses to offer this voluntary program to their employees, clients, or members.
Benefits to You & Your Clients/Employees
According to Business Wire and a survey that assessed the financial health and behaviors of employees within 75 organizations across 15 industries:
- 68% experience financial stress, with employees under 30 experiencing the most stress (at 78%).
- 80% carry debt, with mortgages, credit cards, and student loans being the most common.
- 70% believe their employers should assist them in achieving financial well-being, and 65% state that financial wellness programs are a key factor in job selection. 60% of employees say that they are more likely to stay with an employer that offers a program designed to help them manage their money.
By offering this program to your employees, clients or members:
- You help them reduce financial stress, leading to greater focus and productivity, fewer advance pay requests, reduced 401(k) loans, and higher retirement plan contributions.
- You demonstrate a commitment to their well-being, enhancing loyalty and retention.
- You attract top talent by providing meaningful, value-driven support.
We handle everything for businesses, including providing a customized 12-month communication program for your HR team. You simply communicate the program – we handle everything from there. This program fits in well with most financial wellness tools and programs that many companies have already rolled out since it’s an enhancement, not a replacement. It provides debt solutions, not solely education or financial calculator tools.
Client Success Stories
*All names have been changed to protect client confidentiality.
- L.W. from MO
$45K in credit card debt
Was paying $1,400 per month – Now paying $674
Adjustment of $726 per month! - D.I. from TX
$19K in credit card debt
Was paying $515 per month – Now paying $276
Adjustment of $239 per month!
- J.S. from DC
$60K in personal loans
Was paying $1,444 per month – Now paying $682
Adjustment of $761 per month!
- R.S. from WA
$105K in credit card debt
Was paying $2,815 per month – Now paying $1,133
Adjustment of $1,682 per month!
- J.D. from MN
$115K in credit card debt
Was paying $3,245 per month – Now paying $1,238
Adjustment of $2,007 per month!
- A.R. from CA
$120K in federal student loans
Was paying $350/mo for 30 yrs – Now paying $250/mo for 3 yrs
Adjustment of $117K and 27 years!
- B.G. from AZ
$65K in CC & medical bills
Was paying $980 per month – Now paying $525
Adjustment of $455 per month!
Disclaimer: These examples are based on real cases; however, they are provided for illustrative purposes only and do not guarantee similar results. Every individual’s circumstances are unique, and outcomes will vary depending on a variety of factors. To better understand what might be possible for your specific situation, we recommend speaking with one of our specialists. This example does not constitute a promise or assurance of any particular result.
Start Here
This link (which is designed for employers) provides additional information, including the ability to schedule a call with us to explain these services in greater detail and determine if this works well for your business.